Strategic, Unsecured Business Funding — Up to $500,000+
High-limit business credit cards, business lines of credit, and working capital — stated income, low/no-doc, tied to your business tax ID. Leverage an aged corporation, your existing entity, or a CFO Credit Partner to qualify quickly.
Our clients get funded — 100% approvals across 18+ years of successful business funding placements.
What Our Lender Network Wants to See
Our network of small banks, community banks, regional banks and credit unions look for an established entity and a strong personal guarantor. When these criteria are met, we can raise an estimated $350,000 – $500,000+ in unsecured business loans.
LLC or C-Corporation, at least 3 years old, compliant and in good standing.
A PG tied to the company — typically a board member — is required.
Minimum 720 FICO across all three bureaus with solid primary accounts.
25% or lower credit utilization — 10% or less can unlock up to $500,000.
Unsecured Business Funding, Tied to Your Tax ID
These low/no-doc, stated-income loans are tied to your business tax ID — they do not appear on your or your PG's personal credit unless the loan is not serviced. Only an inquiry appears, which we can legally help remove.
High-Limit Business Credit Cards
0% interest for the first 12, 18 or 22 months.
Business Lines of Credit
Flexible revolving capital for working needs.
Working Capital & Term Loans
Stated-income, low/no-doc term financing.
Six Ways We Help You Qualify
Based on your existing situation, we'll match you with the right path to funding — whether you have an established entity, need to acquire one, or need to pair with a CFO Credit Partner.
Acquire an Aged Corporation + Your Own Credit
Use an aged WFG corporation paired with your personal credit profile to qualify the loans for your company.
Acquire an Aged Corporation + Designated PG
Use an aged WFG corporation with a co-signer/partner as your designated personal guarantor.
Acquire an Aged Corporation + CFO Credit Partner (Bundle)
Pair an aged corporation with a complimentary CFO Credit Partner placement to qualify the funding.
CFO Credit Partner + Your Existing Entity
Keep your existing LLC or corporation and pair it with a vetted CFO Credit Partner from our pool.
Existing Entity + Your Personal Credit
Use your established LLC or corporation paired with your own credit to qualify unsecured business loans.
Existing Entity + Designated PG
Use your existing entity paired with a designated personal guarantor's credit profile.
No Waits. Turnkey. Bank Fundable.
With a properly formed, well-seasoned corporation from WFG, you skip the 3-year wait for traditional bank funding. No waiting to qualify for large private and government contracts. Fast-track lease application qualifying. Open business bank accounts on day one and walk out with a checkbook in hand before your competition has finished filling out the paperwork.
Money-Back Guaranteed: Every corporation acquired from WFG is guaranteed to meet or exceed all current bank underwriting guidelines.
When You Need a Tier-1 Guarantor
If your personal credit doesn't meet current lending guidelines and you can't find a personal guarantor, we can pair your corporation with a CFO/Personal Guarantor with Tier-1 credit from our pool of viable candidates to help your business obtain loans, lines of credit, and working capital.
Credit Profile Requirements
Whether you're serving as the personal guarantor or being matched with a CFO Credit Partner, the credit profile must meet the following standards.
- Credit score of 720+ on all three credit bureaus
- U.S. citizen
- Three or more revolving accounts with $5,000+ limits (no AUs)
- No more than 25% credit utilization (the lower the better)
- No bankruptcies — late, pending or new
- No state or federal liens
- No collection accounts or public records
- No lawsuits of any kind
- No 30, 60 or 90-day late payments
- No more than two new accounts opened in the last 12 months
- No more than six inquiries in the last six months
- Minimum five-year credit history
- Any kind of professional experience
Full disclosure: Our services do require upfront and/or back-end fees. We do not require bank statements — all of our programs are credit-based. You must own the corporation before we begin funding rounds.
READY TO GET FUNDED?
In today's ever-changing bank guidelines, you need a partner with 18 years of getting it right the first time. Let's discuss which program fits your goals.